Call reports 2011
GREER STATE BANK — 2011
What GREER STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 443,419,000 | 419,017,000 | 385,836,000 | 382,534,000 |
| Total loans | 258,826,000 | 243,134,000 | 231,511,000 | 226,802,000 |
| Allowance for loan losses | 7,486,000 | 7,033,000 | 6,371,000 | 6,747,000 |
| Securities available for sale | 130,456,000 | 131,609,000 | 124,480,000 | 129,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,122,000 | 302,412,000 | 288,544,000 | 281,841,000 |
| Interest-bearing deposits | 285,062,000 | 267,805,000 | 252,257,000 | 244,750,000 |
| Noninterest-bearing deposits | 37,060,000 | 34,607,000 | 36,287,000 | 37,091,000 |
| Equity capital | 28,895,000 | 28,266,000 | 28,348,000 | 29,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,566,000 | 9,051,000 | 13,363,000 | 17,300,000 |
| Interest expense | 1,754,000 | 3,372,000 | 4,774,000 | 6,001,000 |
| Net interest income | 2,812,000 | 5,679,000 | 8,589,000 | 11,299,000 |
| Noninterest income | 653,000 | 1,356,000 | 2,151,000 | 2,758,000 |
| Noninterest expense | 3,340,000 | 6,758,000 | 10,751,000 | 13,283,000 |
| Provision for loan losses | 100,000 | 2,095,000 | 3,292,000 | 3,719,000 |
| Pretax income | 26,000 | -1,633,000 | -2,226,000 | -1,891,000 |
| Income tax | -1,000 | 0 | 0 | 0 |
| Net income | 27,000 | -1,633,000 | -2,226,000 | -1,891,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,381,000 | 27,743,000 | 27,172,000 | 27,531,000 |
| Total capital | 33,101,000 | 31,219,000 | 30,540,000 | 30,845,000 |
| Risk-weighted assets | 296,742,000 | 280,193,000 | 266,436,000 | 260,954,000 |