Call reports 2010
GREER STATE BANK — 2010
What GREER STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 459,689,000 | 456,653,000 | 444,261,000 | 455,792,000 |
| Total loans | 303,454,000 | 296,267,000 | 287,731,000 | 271,082,000 |
| Allowance for loan losses | 6,610,000 | 6,362,000 | 8,642,000 | 7,495,000 |
| Securities available for sale | 113,037,000 | 120,466,000 | 119,053,000 | 132,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,272,000 | 312,392,000 | 305,467,000 | 321,512,000 |
| Interest-bearing deposits | 278,494,000 | 280,676,000 | 274,241,000 | 285,079,000 |
| Noninterest-bearing deposits | 32,778,000 | 31,717,000 | 31,226,000 | 36,434,000 |
| Equity capital | 36,862,000 | 37,178,000 | 31,500,000 | 28,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,211,000 | 10,386,000 | 15,302,000 | 20,097,000 |
| Interest expense | 2,171,000 | 4,277,000 | 6,347,000 | 8,364,000 |
| Net interest income | 3,040,000 | 6,109,000 | 8,955,000 | 11,733,000 |
| Noninterest income | 579,000 | 1,154,000 | 2,142,000 | 2,967,000 |
| Noninterest expense | 3,495,000 | 6,448,000 | 9,642,000 | 12,901,000 |
| Provision for loan losses | 1,112,000 | 2,675,000 | 5,924,000 | 6,675,000 |
| Pretax income | -32,000 | -740,000 | -3,349,000 | -2,667,000 |
| Income tax | 2,000 | 12,000 | 3,141,000 | 4,318,000 |
| Net income | -34,000 | -752,000 | -6,490,000 | -6,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,229,000 | 35,195,000 | 29,809,000 | 29,334,000 |
| Total capital | 39,556,000 | 39,425,000 | 33,898,000 | 33,257,000 |
| Risk-weighted assets | 343,561,000 | 336,598,000 | 321,827,000 | 309,483,000 |