Call reports 2006
GREER STATE BANK — 2006
What GREER STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 314,940,000 | 327,730,000 | 338,756,000 | 357,861,000 |
| Total loans | 217,054,000 | 233,013,000 | 245,563,000 | 245,858,000 |
| Allowance for loan losses | 1,556,000 | 1,652,000 | 1,751,000 | 1,801,000 |
| Securities available for sale | 48,157,000 | 46,309,000 | 46,159,000 | 60,184,000 |
| Securities held to maturity | 27,087,000 | 25,847,000 | 24,713,000 | 23,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,802,000 | 226,156,000 | 235,833,000 | 240,374,000 |
| Interest-bearing deposits | 187,835,000 | 166,947,000 | 204,990,000 | 210,558,000 |
| Noninterest-bearing deposits | 30,968,000 | 59,208,000 | 30,843,000 | 29,816,000 |
| Equity capital | 25,001,000 | 25,463,000 | 26,749,000 | 31,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,924,000 | 10,339,000 | 16,252,000 | 22,395,000 |
| Interest expense | 2,145,000 | 4,532,000 | 7,218,000 | 10,146,000 |
| Net interest income | 2,779,000 | 5,807,000 | 9,034,000 | 12,249,000 |
| Noninterest income | 544,000 | 1,089,000 | 1,647,000 | 2,250,000 |
| Noninterest expense | 2,222,000 | 4,445,000 | 6,867,000 | 9,091,000 |
| Provision for loan losses | 160,000 | 298,000 | 529,000 | 597,000 |
| Pretax income | 960,000 | 2,172,000 | 3,363,000 | 4,889,000 |
| Income tax | 253,000 | 623,000 | 976,000 | 1,444,000 |
| Net income | 707,000 | 1,549,000 | 2,387,000 | 3,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,187,000 | 26,048,000 | 26,907,000 | 32,018,000 |
| Total capital | 26,743,000 | 27,700,000 | 28,658,000 | 33,819,000 |
| Risk-weighted assets | 245,580,000 | 260,057,000 | 270,127,000 | 275,448,000 |