Call reports 2003
GREER STATE BANK — 2003
What GREER STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 198,545,000 | 196,719,000 | 207,424,000 | 214,379,000 |
| Total loans | 107,063,000 | 107,671,000 | 112,584,000 | 115,565,000 |
| Allowance for loan losses | 1,019,000 | 1,208,000 | 1,295,000 | 1,299,000 |
| Securities available for sale | 48,426,000 | 48,143,000 | 56,625,000 | 64,363,000 |
| Securities held to maturity | 21,495,000 | 20,784,000 | 19,065,000 | 17,263,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,539,000 | 133,983,000 | 145,804,000 | 153,339,000 |
| Interest-bearing deposits | 119,978,000 | 115,713,000 | 124,376,000 | 133,028,000 |
| Noninterest-bearing deposits | 18,561,000 | 18,270,000 | 21,428,000 | 20,311,000 |
| Equity capital | 19,286,000 | 19,905,000 | 19,729,000 | 19,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,551,000 | 5,042,000 | 7,525,000 | 10,070,000 |
| Interest expense | 956,000 | 1,895,000 | 2,812,000 | 3,731,000 |
| Net interest income | 1,595,000 | 3,147,000 | 4,713,000 | 6,339,000 |
| Noninterest income | 460,000 | 993,000 | 1,496,000 | 2,012,000 |
| Noninterest expense | 1,385,000 | 2,839,000 | 4,231,000 | 5,689,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 660,000 | 1,332,000 | 2,009,000 | 2,775,000 |
| Income tax | 139,000 | 258,000 | 362,000 | 509,000 |
| Net income | 521,000 | 1,074,000 | 1,647,000 | 2,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,133,000 | 18,286,000 | 18,859,000 | 18,428,000 |
| Total capital | 19,152,000 | 19,494,000 | 20,154,000 | 19,727,000 |
| Risk-weighted assets | 126,701,000 | 130,385,000 | 134,767,000 | 141,064,000 |