Call reports 2002
GREER STATE BANK — 2002
What GREER STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 182,368,000 | 181,921,000 | 189,892,000 | 192,726,000 |
| Total loans | 110,121,000 | 110,040,000 | 108,868,000 | 107,662,000 |
| Allowance for loan losses | 1,283,000 | 1,101,000 | 899,000 | 1,081,000 |
| Securities available for sale | 47,553,000 | 55,024,000 | 55,059,000 | 50,365,000 |
| Securities held to maturity | 0 | 0 | 7,106,000 | 14,607,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,355,000 | 133,798,000 | 134,382,000 | 137,970,000 |
| Interest-bearing deposits | 116,172,000 | 114,595,000 | 115,532,000 | 119,259,000 |
| Noninterest-bearing deposits | 17,183,000 | 19,203,000 | 18,850,000 | 18,711,000 |
| Equity capital | 16,021,000 | 16,445,000 | 17,696,000 | 18,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,761,000 | 5,416,000 | 8,152,000 | 10,883,000 |
| Interest expense | 1,078,000 | 2,090,000 | 3,103,000 | 4,133,000 |
| Net interest income | 1,683,000 | 3,326,000 | 5,049,000 | 6,750,000 |
| Noninterest income | 488,000 | 989,000 | 1,498,000 | 3,367,000 |
| Noninterest expense | 1,354,000 | 2,733,000 | 4,063,000 | 5,576,000 |
| Provision for loan losses | 45,000 | 158,000 | 233,000 | 788,000 |
| Pretax income | 802,000 | 1,444,000 | 2,290,000 | 3,742,000 |
| Income tax | 229,000 | 298,000 | 535,000 | 892,000 |
| Net income | 573,000 | 1,146,000 | 1,755,000 | 2,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,066,000 | 15,873,000 | 16,498,000 | 17,612,000 |
| Total capital | 17,349,000 | 16,974,000 | 17,397,000 | 18,693,000 |
| Risk-weighted assets | 122,766,000 | 123,681,000 | 127,035,000 | 125,036,000 |