Call reports 2001
GREER STATE BANK — 2001
What GREER STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 173,552,000 | 178,104,000 | 177,199,000 | 179,883,000 |
| Total loans | 119,294,000 | 118,265,000 | 117,805,000 | 114,360,000 |
| Allowance for loan losses | 972,000 | 1,029,000 | 1,099,000 | 1,244,000 |
| Securities available for sale | 37,854,000 | 41,224,000 | 43,033,000 | 48,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,904,000 | 130,132,000 | 128,244,000 | 131,340,000 |
| Interest-bearing deposits | 112,098,000 | 114,459,000 | 112,287,000 | 114,480,000 |
| Noninterest-bearing deposits | 15,806,000 | 15,673,000 | 15,957,000 | 16,860,000 |
| Equity capital | 14,035,000 | 14,519,000 | 15,503,000 | 15,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,121,000 | 6,177,000 | 9,193,000 | 12,142,000 |
| Interest expense | 1,732,000 | 3,319,000 | 4,792,000 | 6,049,000 |
| Net interest income | 1,389,000 | 2,858,000 | 4,401,000 | 6,093,000 |
| Noninterest income | 479,000 | 980,000 | 1,496,000 | 2,085,000 |
| Noninterest expense | 1,203,000 | 2,389,000 | 3,562,000 | 4,857,000 |
| Provision for loan losses | 60,000 | 135,000 | 210,000 | 355,000 |
| Pretax income | 618,000 | 1,332,000 | 2,141,000 | 2,984,000 |
| Income tax | 175,000 | 382,000 | 620,000 | 841,000 |
| Net income | 443,000 | 950,000 | 1,521,000 | 2,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,758,000 | 14,320,000 | 14,887,000 | 15,496,000 |
| Total capital | 14,730,000 | 15,349,000 | 15,986,000 | 16,740,000 |
| Risk-weighted assets | 124,725,000 | 124,383,000 | 122,945,000 | 122,964,000 |