Call reports 2026
PROVIDENT SAVINGS BANK, F.S.B. — 2026
What PROVIDENT SAVINGS BANK, F.S.B. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,217,531,000 | 1,208,112,000 |
| Total loans | 1,035,578,000 | 1,038,532,000 |
| Allowance for loan losses | 5,933,000 | 5,850,000 |
| Securities available for sale | 1,346,000 | 1,272,000 |
| Securities held to maturity | 93,997,000 | 89,251,000 |
| Trading assets | 0 | 0 |
| Total deposits | 901,388,000 | 916,825,000 |
| Interest-bearing deposits | 814,498,000 | 826,278,000 |
| Noninterest-bearing deposits | 86,890,000 | 90,547,000 |
| Equity capital | 120,189,000 | 122,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 13,966,000 | 28,012,000 |
| Interest expense | 4,698,000 | 9,320,000 |
| Net interest income | 9,268,000 | 18,692,000 |
| Noninterest income | 845,000 | 1,733,000 |
| Noninterest expense | 7,521,000 | 15,159,000 |
| Provision for loan losses | 300,000 | 216,000 |
| Pretax income | 2,166,000 | 5,355,000 |
| Income tax | 633,000 | 1,463,000 |
| Net income | 1,533,000 | 3,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 120,166,000 | 122,754,000 |
| Total capital | 126,164,000 | 128,657,000 |
| Risk-weighted assets | 632,219,000 | 632,492,000 |