Call reports 2024
PROVIDENT SAVINGS BANK, F.S.B. — 2024
What PROVIDENT SAVINGS BANK, F.S.B. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,289,991,000 | 1,272,166,000 | 1,257,363,000 | 1,254,963,000 |
| Total loans | 1,072,869,000 | 1,060,044,000 | 1,054,962,000 | 1,060,559,000 |
| Allowance for loan losses | 7,107,000 | 7,065,000 | 6,329,000 | 6,956,000 |
| Securities available for sale | 1,935,000 | 1,849,000 | 1,809,000 | 1,750,000 |
| Securities held to maturity | 135,971,000 | 130,051,000 | 124,268,000 | 118,888,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 917,657,000 | 894,738,000 | 877,083,000 | 878,297,000 |
| Interest-bearing deposits | 820,847,000 | 795,666,000 | 786,873,000 | 789,034,000 |
| Noninterest-bearing deposits | 96,810,000 | 99,072,000 | 90,210,000 | 89,263,000 |
| Equity capital | 124,346,000 | 126,601,000 | 119,896,000 | 121,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,911,000 | 27,937,000 | 42,069,000 | 56,176,000 |
| Interest expense | 5,250,000 | 10,715,000 | 16,175,000 | 21,438,000 |
| Net interest income | 8,661,000 | 17,222,000 | 25,894,000 | 34,738,000 |
| Noninterest income | 907,000 | 1,886,000 | 2,837,000 | 3,635,000 |
| Noninterest expense | 7,050,000 | 14,071,000 | 21,438,000 | 29,051,000 |
| Provision for loan losses | 108,000 | 65,000 | -671,000 | -44,000 |
| Pretax income | 2,394,000 | 5,466,000 | 8,445,000 | 9,972,000 |
| Income tax | 703,000 | 1,600,000 | 2,474,000 | 2,916,000 |
| Net income | 1,691,000 | 3,866,000 | 5,971,000 | 7,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,350,000 | 126,601,000 | 119,881,000 | 121,094,000 |
| Total capital | 131,483,000 | 133,723,000 | 126,306,000 | 128,105,000 |
| Risk-weighted assets | 662,394,000 | 656,195,000 | 652,876,000 | 651,120,000 |