Call reports 2022
PROVIDENT SAVINGS BANK, F.S.B. — 2022
What PROVIDENT SAVINGS BANK, F.S.B. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,187,797,000 | 1,187,001,000 | 1,245,894,000 | 1,271,037,000 |
| Total loans | 899,532,000 | 945,556,000 | 999,580,000 | 1,046,167,000 |
| Allowance for loan losses | 5,969,000 | 5,564,000 | 5,638,000 | 5,830,000 |
| Securities available for sale | 2,944,000 | 2,676,000 | 2,517,000 | 2,377,000 |
| Securities held to maturity | 194,979,000 | 185,345,000 | 175,962,000 | 168,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 972,946,000 | 964,609,000 | 1,000,630,000 | 957,770,000 |
| Interest-bearing deposits | 851,576,000 | 833,748,000 | 872,861,000 | 844,724,000 |
| Noninterest-bearing deposits | 121,370,000 | 130,861,000 | 127,769,000 | 113,046,000 |
| Equity capital | 122,067,000 | 124,875,000 | 117,899,000 | 120,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,507,000 | 17,946,000 | 28,023,000 | 39,274,000 |
| Interest expense | 721,000 | 1,430,000 | 2,364,000 | 4,151,000 |
| Net interest income | 7,786,000 | 16,516,000 | 25,659,000 | 35,123,000 |
| Noninterest income | 1,018,000 | 2,111,000 | 3,092,000 | 4,123,000 |
| Noninterest expense | 6,769,000 | 13,099,000 | 19,854,000 | 26,454,000 |
| Provision for loan losses | -645,000 | -1,056,000 | -986,000 | -795,000 |
| Pretax income | 2,680,000 | 6,584,000 | 9,883,000 | 13,587,000 |
| Income tax | 782,000 | 2,032,000 | 2,999,000 | 4,084,000 |
| Net income | 1,898,000 | 4,552,000 | 6,884,000 | 9,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,026,000 | 124,871,000 | 117,916,000 | 120,711,000 |
| Total capital | 128,136,000 | 130,565,000 | 123,691,000 | 126,612,000 |
| Risk-weighted assets | 631,579,000 | 637,896,000 | 667,222,000 | 675,536,000 |