Call reports 2021
PROVIDENT SAVINGS BANK, F.S.B. — 2021
What PROVIDENT SAVINGS BANK, F.S.B. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,189,259,000 | 1,183,560,000 | 1,192,261,000 | 1,182,400,000 |
| Total loans | 848,620,000 | 858,547,000 | 866,448,000 | 858,614,000 |
| Allowance for loan losses | 8,346,000 | 7,587,000 | 7,413,000 | 6,608,000 |
| Securities available for sale | 3,802,000 | 3,587,000 | 3,316,000 | 3,118,000 |
| Securities held to maturity | 238,481,000 | 222,306,000 | 205,021,000 | 204,465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 947,970,000 | 948,244,000 | 972,342,000 | 969,754,000 |
| Interest-bearing deposits | 817,033,000 | 820,221,000 | 846,052,000 | 851,987,000 |
| Noninterest-bearing deposits | 130,937,000 | 128,023,000 | 126,290,000 | 117,767,000 |
| Equity capital | 117,566,000 | 121,696,000 | 117,298,000 | 119,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,675,000 | 17,313,000 | 26,292,000 | 35,206,000 |
| Interest expense | 974,000 | 1,940,000 | 2,799,000 | 3,647,000 |
| Net interest income | 7,701,000 | 15,373,000 | 23,493,000 | 31,559,000 |
| Noninterest income | 1,098,000 | 2,187,000 | 3,176,000 | 4,293,000 |
| Noninterest expense | 6,833,000 | 11,634,000 | 17,113,000 | 23,841,000 |
| Provision for loan losses | -200,000 | -967,000 | -1,306,000 | -2,373,000 |
| Pretax income | 2,166,000 | 6,893,000 | 10,862,000 | 14,384,000 |
| Income tax | 451,000 | 1,653,000 | 2,714,000 | 3,745,000 |
| Net income | 1,715,000 | 5,240,000 | 8,148,000 | 10,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,479,000 | 121,621,000 | 117,229,000 | 119,937,000 |
| Total capital | 125,312,000 | 129,335,000 | 124,746,000 | 126,644,000 |
| Risk-weighted assets | 625,980,000 | 654,518,000 | 620,144,000 | 609,219,000 |