Call reports 2020
PROVIDENT SAVINGS BANK, F.S.B. — 2020
What PROVIDENT SAVINGS BANK, F.S.B. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,107,531,000 | 1,176,803,000 | 1,184,018,000 | 1,170,722,000 |
| Total loans | 922,117,000 | 911,061,000 | 893,443,000 | 863,624,000 |
| Allowance for loan losses | 7,809,000 | 8,265,000 | 8,490,000 | 8,538,000 |
| Securities available for sale | 4,828,000 | 4,717,000 | 4,416,000 | 4,158,000 |
| Securities held to maturity | 68,682,000 | 117,827,000 | 193,268,000 | 202,098,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 847,975,000 | 904,927,000 | 920,683,000 | 926,114,000 |
| Interest-bearing deposits | 757,008,000 | 780,870,000 | 795,536,000 | 809,416,000 |
| Noninterest-bearing deposits | 90,967,000 | 124,057,000 | 125,147,000 | 116,698,000 |
| Equity capital | 115,044,000 | 117,080,000 | 114,048,000 | 115,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,674,000 | 20,518,000 | 30,487,000 | 39,548,000 |
| Interest expense | 1,546,000 | 2,988,000 | 4,342,000 | 5,615,000 |
| Net interest income | 9,128,000 | 17,530,000 | 26,145,000 | 33,933,000 |
| Noninterest income | 1,011,000 | 2,054,000 | 2,905,000 | 3,869,000 |
| Noninterest expense | 7,371,000 | 13,872,000 | 20,696,000 | 27,427,000 |
| Provision for loan losses | 874,000 | 1,322,000 | 1,542,000 | 1,581,000 |
| Pretax income | 1,894,000 | 4,390,000 | 6,812,000 | 8,794,000 |
| Income tax | 550,000 | 1,284,000 | 2,007,000 | 2,584,000 |
| Net income | 1,344,000 | 3,106,000 | 4,805,000 | 6,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,967,000 | 116,967,000 | 113,942,000 | 115,562,000 |
| Total capital | 122,867,000 | 125,315,000 | 122,354,000 | 123,463,000 |
| Risk-weighted assets | 666,060,000 | 667,820,000 | 672,795,000 | 631,332,000 |