Call reports 2019
PROVIDENT SAVINGS BANK, F.S.B. — 2019
What PROVIDENT SAVINGS BANK, F.S.B. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,119,357,000 | 1,084,807,000 | 1,105,270,000 | 1,107,379,000 |
| Total loans | 921,134,000 | 887,001,000 | 931,243,000 | 948,650,000 |
| Allowance for loan losses | 7,080,000 | 7,076,000 | 6,929,000 | 6,921,000 |
| Securities available for sale | 6,294,000 | 5,969,000 | 5,517,000 | 5,237,000 |
| Securities held to maturity | 102,110,000 | 93,290,000 | 84,288,000 | 76,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 888,247,000 | 853,904,000 | 848,997,000 | 848,896,000 |
| Interest-bearing deposits | 792,753,000 | 756,343,000 | 757,421,000 | 757,799,000 |
| Noninterest-bearing deposits | 95,494,000 | 97,561,000 | 91,576,000 | 91,097,000 |
| Equity capital | 114,089,000 | 115,185,000 | 110,710,000 | 113,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,315,000 | 22,354,000 | 33,645,000 | 45,119,000 |
| Interest expense | 1,525,000 | 2,965,000 | 4,464,000 | 6,052,000 |
| Net interest income | 9,790,000 | 19,389,000 | 29,181,000 | 39,067,000 |
| Noninterest income | 3,010,000 | 4,220,000 | 5,229,000 | 6,464,000 |
| Noninterest expense | 12,816,000 | 22,300,000 | 29,353,000 | 36,765,000 |
| Provision for loan losses | 4,000 | -21,000 | -202,000 | -224,000 |
| Pretax income | -20,000 | 1,330,000 | 5,259,000 | 8,990,000 |
| Income tax | -95,000 | 259,000 | 1,390,000 | 2,526,000 |
| Net income | 75,000 | 1,071,000 | 3,869,000 | 6,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,906,000 | 115,009,000 | 110,550,000 | 113,384,000 |
| Total capital | 121,137,000 | 122,226,000 | 117,622,000 | 120,443,000 |
| Risk-weighted assets | 660,566,000 | 638,993,000 | 677,272,000 | 682,220,000 |