Call reports 2018
PROVIDENT SAVINGS BANK, F.S.B. — 2018
What PROVIDENT SAVINGS BANK, F.S.B. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,176,460,000 | 1,175,427,000 | 1,157,454,000 | 1,127,162,000 |
| Total loans | 991,521,000 | 1,006,368,000 | 963,040,000 | 940,036,000 |
| Allowance for loan losses | 7,531,000 | 7,385,000 | 7,155,000 | 7,061,000 |
| Securities available for sale | 8,002,000 | 7,496,000 | 7,033,000 | 6,563,000 |
| Securities held to maturity | 95,124,000 | 87,213,000 | 79,011,000 | 84,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 933,947,000 | 916,283,000 | 919,156,000 | 886,900,000 |
| Interest-bearing deposits | 839,606,000 | 825,062,000 | 824,518,000 | 802,245,000 |
| Noninterest-bearing deposits | 94,341,000 | 91,221,000 | 94,638,000 | 84,655,000 |
| Equity capital | 114,807,000 | 116,608,000 | 111,817,000 | 113,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,176,000 | 22,422,000 | 33,761,000 | 45,346,000 |
| Interest expense | 1,572,000 | 3,178,000 | 4,824,000 | 6,438,000 |
| Net interest income | 9,604,000 | 19,244,000 | 28,937,000 | 38,908,000 |
| Noninterest income | 4,896,000 | 9,325,000 | 13,702,000 | 17,309,000 |
| Noninterest expense | 12,357,000 | 24,065,000 | 35,620,000 | 46,387,000 |
| Provision for loan losses | -505,000 | -694,000 | -931,000 | -1,148,000 |
| Pretax income | 2,648,000 | 5,198,000 | 7,950,000 | 10,978,000 |
| Income tax | 756,000 | 1,726,000 | 2,434,000 | 3,321,000 |
| Net income | 1,892,000 | 3,472,000 | 5,516,000 | 7,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,589,000 | 116,369,000 | 111,602,000 | 113,792,000 |
| Total capital | 122,279,000 | 123,911,000 | 118,906,000 | 121,004,000 |
| Risk-weighted assets | 685,419,000 | 692,150,000 | 671,397,000 | 662,842,000 |