Call reports 2017
PROVIDENT SAVINGS BANK, F.S.B. — 2017
What PROVIDENT SAVINGS BANK, F.S.B. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,199,312,000 | 1,200,492,000 | 1,193,676,000 | 1,162,032,000 |
| Total loans | 994,316,000 | 1,029,506,000 | 1,043,357,000 | 990,639,000 |
| Allowance for loan losses | 8,275,000 | 8,039,000 | 8,063,000 | 8,075,000 |
| Securities available for sale | 9,862,000 | 9,318,000 | 8,940,000 | 8,405,000 |
| Securities held to maturity | 40,235,000 | 59,841,000 | 64,151,000 | 87,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 958,663,000 | 942,855,000 | 943,225,000 | 922,076,000 |
| Interest-bearing deposits | 876,211,000 | 858,720,000 | 856,236,000 | 838,507,000 |
| Noninterest-bearing deposits | 82,452,000 | 84,135,000 | 86,989,000 | 83,569,000 |
| Equity capital | 116,421,000 | 117,803,000 | 112,993,000 | 112,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,580,000 | 21,379,000 | 32,330,000 | 43,023,000 |
| Interest expense | 1,642,000 | 3,262,000 | 4,895,000 | 6,516,000 |
| Net interest income | 8,938,000 | 18,117,000 | 27,435,000 | 36,507,000 |
| Noninterest income | 6,694,000 | 13,594,000 | 19,904,000 | 25,493,000 |
| Noninterest expense | 13,722,000 | 28,420,000 | 44,055,000 | 57,163,000 |
| Provision for loan losses | -165,000 | -542,000 | -373,000 | -384,000 |
| Pretax income | 2,075,000 | 3,833,000 | 3,657,000 | 5,221,000 |
| Income tax | 791,000 | 1,450,000 | 1,350,000 | 3,499,000 |
| Net income | 1,284,000 | 2,383,000 | 2,307,000 | 1,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 116,126,000 | 117,530,000 | 112,722,000 | 112,401,000 |
| Total capital | 124,641,000 | 125,846,000 | 120,998,000 | 120,664,000 |
| Risk-weighted assets | 721,433,000 | 728,290,000 | 713,752,000 | 683,602,000 |