Call reports 2014
PROVIDENT SAVINGS BANK, F.S.B. — 2014
What PROVIDENT SAVINGS BANK, F.S.B. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,125,094,000 | 1,105,611,000 | 1,106,750,000 | 1,112,398,000 |
| Total loans | 884,212,000 | 940,768,000 | 978,404,000 | 1,035,259,000 |
| Allowance for loan losses | 10,024,000 | 9,744,000 | 8,888,000 | 8,693,000 |
| Securities available for sale | 17,102,000 | 16,347,000 | 15,793,000 | 15,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 918,043,000 | 910,724,000 | 935,252,000 | 935,595,000 |
| Interest-bearing deposits | 855,529,000 | 845,182,000 | 873,002,000 | 873,691,000 |
| Noninterest-bearing deposits | 62,514,000 | 65,542,000 | 62,250,000 | 61,904,000 |
| Equity capital | 144,694,000 | 139,252,000 | 116,895,000 | 119,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,315,000 | 18,789,000 | 28,422,000 | 38,331,000 |
| Interest expense | 1,712,000 | 3,334,000 | 4,914,000 | 6,480,000 |
| Net interest income | 7,603,000 | 15,455,000 | 23,508,000 | 31,851,000 |
| Noninterest income | 6,757,000 | 16,244,000 | 25,349,000 | 34,784,000 |
| Noninterest expense | 12,485,000 | 26,651,000 | 40,271,000 | 54,152,000 |
| Provision for loan losses | -849,000 | -1,540,000 | -2,358,000 | -2,712,000 |
| Pretax income | 2,724,000 | 6,588,000 | 10,944,000 | 15,195,000 |
| Income tax | 1,213,000 | 2,884,000 | 4,714,000 | 6,519,000 |
| Net income | 1,511,000 | 3,704,000 | 6,230,000 | 8,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,868,000 | 138,490,000 | 116,166,000 | 118,968,000 |
| Total capital | 152,974,000 | 147,817,000 | 125,162,000 | 127,741,000 |
| Risk-weighted assets | 720,959,000 | 739,833,000 | 760,096,000 | 785,520,000 |