Call reports 2025
BRANTLEY BANK & TRUST COMPANY — 2025
What BRANTLEY BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 118,854,000 | 122,667,000 | 116,668,000 | 116,424,000 |
| Total loans | 73,490,000 | 75,045,000 | 71,606,000 | 75,068,000 |
| Allowance for loan losses | 804,000 | 705,000 | 734,000 | 833,000 |
| Securities available for sale | 23,942,000 | 24,184,000 | 25,695,000 | 23,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,280,000 | 112,699,000 | 105,923,000 | 105,391,000 |
| Interest-bearing deposits | 83,323,000 | 86,220,000 | 80,009,000 | 78,198,000 |
| Noninterest-bearing deposits | 25,957,000 | 26,479,000 | 25,914,000 | 27,193,000 |
| Equity capital | 9,293,000 | 9,557,000 | 10,202,000 | 10,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,641,000 | 3,465,000 | 5,263,000 | 7,046,000 |
| Interest expense | 516,000 | 1,068,000 | 1,554,000 | 1,987,000 |
| Net interest income | 1,125,000 | 2,397,000 | 3,709,000 | 5,059,000 |
| Noninterest income | 108,000 | 248,000 | 384,000 | 518,000 |
| Noninterest expense | 1,110,000 | 2,217,000 | 3,346,000 | 4,504,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 247,000 |
| Pretax income | 78,000 | 338,000 | 612,000 | 826,000 |
| Income tax | 12,000 | 67,000 | 117,000 | 119,000 |
| Net income | 66,000 | 271,000 | 495,000 | 707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,896,000 | 12,101,000 | 12,325,000 | 12,116,000 |