Call reports 2020
BRANTLEY BANK & TRUST COMPANY — 2020
What BRANTLEY BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 75,124,000 | 88,807,000 | 95,870,000 | 102,406,000 |
| Total loans | 35,873,000 | 39,701,000 | 41,181,000 | 43,870,000 |
| Allowance for loan losses | 461,000 | 498,000 | 538,000 | 561,000 |
| Securities available for sale | 31,505,000 | 38,762,000 | 44,237,000 | 40,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,711,000 | 76,682,000 | 83,488,000 | 89,865,000 |
| Interest-bearing deposits | 43,636,000 | 49,489,000 | 53,979,000 | 58,741,000 |
| Noninterest-bearing deposits | 21,075,000 | 27,193,000 | 29,509,000 | 31,124,000 |
| Equity capital | 10,202,000 | 11,548,000 | 11,753,000 | 11,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 858,000 | 1,846,000 | 2,757,000 | 3,653,000 |
| Interest expense | 96,000 | 194,000 | 292,000 | 377,000 |
| Net interest income | 762,000 | 1,652,000 | 2,465,000 | 3,276,000 |
| Noninterest income | 88,000 | 166,000 | 231,000 | 278,000 |
| Noninterest expense | 550,000 | 1,110,000 | 1,706,000 | 2,340,000 |
| Provision for loan losses | 45,000 | 85,000 | 125,000 | 161,000 |
| Pretax income | 258,000 | 626,000 | 904,000 | 1,198,000 |
| Income tax | 48,000 | 124,000 | 182,000 | 207,000 |
| Net income | 210,000 | 502,000 | 722,000 | 991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,515,000 | 10,808,000 | 11,028,000 | 10,847,000 |