Call reports 2016
BRANTLEY BANK & TRUST COMPANY — 2016
What BRANTLEY BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 75,021,000 | 74,669,000 | 73,802,000 | 72,771,000 |
| Total loans | 26,990,000 | 27,954,000 | 26,433,000 | 24,752,000 |
| Allowance for loan losses | 521,000 | 575,000 | 686,000 | 638,000 |
| Securities available for sale | 42,247,000 | 41,568,000 | 41,975,000 | 40,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,174,000 | 63,265,000 | 62,300,000 | 62,290,000 |
| Interest-bearing deposits | 46,007,000 | 44,791,000 | 43,820,000 | 44,182,000 |
| Noninterest-bearing deposits | 18,167,000 | 18,474,000 | 18,480,000 | 18,108,000 |
| Equity capital | 10,414,000 | 10,780,000 | 10,867,000 | 9,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 638,000 | 1,324,000 | 1,953,000 | 2,617,000 |
| Interest expense | 57,000 | 113,000 | 169,000 | 224,000 |
| Net interest income | 581,000 | 1,211,000 | 1,784,000 | 2,393,000 |
| Noninterest income | 112,000 | 223,000 | 430,000 | 528,000 |
| Noninterest expense | 448,000 | 898,000 | 1,341,000 | 1,773,000 |
| Provision for loan losses | 30,000 | 80,000 | 226,000 | 338,000 |
| Pretax income | 287,000 | 572,000 | 799,000 | 970,000 |
| Income tax | 53,000 | 122,000 | 161,000 | 169,000 |
| Net income | 234,000 | 450,000 | 638,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,909,000 | 10,125,000 | 10,313,000 | 9,877,000 |
| Total capital | 10,395,000 | 10,634,000 | 10,817,000 | 10,358,000 |
| Risk-weighted assets | 38,807,000 | 40,595,000 | 40,104,000 | 38,340,000 |