Call reports 2015
BRANTLEY BANK & TRUST COMPANY — 2015
What BRANTLEY BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 67,382,000 | 70,160,000 | 70,342,000 | 74,229,000 |
| Total loans | 26,678,000 | 23,697,000 | 23,946,000 | 23,552,000 |
| Allowance for loan losses | 758,000 | 768,000 | 814,000 | 493,000 |
| Securities available for sale | 36,538,000 | 38,299,000 | 40,653,000 | 42,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,790,000 | 59,913,000 | 59,612,000 | 63,155,000 |
| Interest-bearing deposits | 43,602,000 | 43,781,000 | 44,033,000 | 44,910,000 |
| Noninterest-bearing deposits | 13,188,000 | 16,132,000 | 15,579,000 | 18,245,000 |
| Equity capital | 10,204,000 | 10,029,000 | 10,342,000 | 10,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 644,000 | 1,288,000 | 1,932,000 | 2,611,000 |
| Interest expense | 55,000 | 108,000 | 164,000 | 218,000 |
| Net interest income | 589,000 | 1,180,000 | 1,768,000 | 2,393,000 |
| Noninterest income | 112,000 | 148,000 | 266,000 | 336,000 |
| Noninterest expense | 434,000 | 880,000 | 1,329,000 | 1,761,000 |
| Provision for loan losses | 60,000 | 120,000 | 170,000 | 200,000 |
| Pretax income | 208,000 | 330,000 | 537,000 | 777,000 |
| Income tax | 28,000 | 41,000 | 67,000 | 109,000 |
| Net income | 180,000 | 289,000 | 470,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,687,000 | 9,796,000 | 9,977,000 | 9,673,000 |
| Total capital | 10,144,000 | 10,222,000 | 10,401,000 | 10,102,000 |
| Risk-weighted assets | 36,283,000 | 33,777,000 | 33,546,000 | 34,294,000 |