Call reports 2014
BRANTLEY BANK & TRUST COMPANY — 2014
What BRANTLEY BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 64,916,000 | 66,166,000 | 65,982,000 | 67,036,000 |
| Total loans | 26,501,000 | 27,107,000 | 25,364,000 | 25,667,000 |
| Allowance for loan losses | 834,000 | 866,000 | 657,000 | 705,000 |
| Securities available for sale | 34,392,000 | 32,886,000 | 34,036,000 | 36,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,090,000 | 55,840,000 | 55,430,000 | 56,100,000 |
| Interest-bearing deposits | 42,895,000 | 42,921,000 | 43,010,000 | 44,053,000 |
| Noninterest-bearing deposits | 12,195,000 | 12,919,000 | 12,420,000 | 12,047,000 |
| Equity capital | 9,734,000 | 10,114,000 | 10,306,000 | 9,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,275,000 | 1,933,000 | 2,599,000 |
| Interest expense | 58,000 | 119,000 | 178,000 | 233,000 |
| Net interest income | 610,000 | 1,156,000 | 1,755,000 | 2,366,000 |
| Noninterest income | 120,000 | 258,000 | 354,000 | 472,000 |
| Noninterest expense | 398,000 | 815,000 | 1,282,000 | 1,696,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 180,000 |
| Pretax income | 319,000 | 563,000 | 731,000 | 986,000 |
| Income tax | 80,000 | 120,000 | 138,000 | 191,000 |
| Net income | 239,000 | 443,000 | 593,000 | 795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,676,000 | 9,880,000 | 10,031,000 | 9,508,000 |
| Total capital | 10,131,000 | 10,346,000 | 10,475,000 | 9,956,000 |
| Risk-weighted assets | 36,007,000 | 36,863,000 | 35,328,000 | 35,597,000 |