Call reports 2013
BRANTLEY BANK & TRUST COMPANY — 2013
What BRANTLEY BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 65,799,000 | 64,510,000 | 64,861,000 | 66,137,000 |
| Total loans | 24,510,000 | 25,006,000 | 23,975,000 | 23,440,000 |
| Allowance for loan losses | 902,000 | 940,000 | 780,000 | 799,000 |
| Securities available for sale | 35,381,000 | 33,755,000 | 33,242,000 | 34,283,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,552,000 | 54,078,000 | 54,824,000 | 56,715,000 |
| Interest-bearing deposits | 43,826,000 | 43,259,000 | 42,789,000 | 43,283,000 |
| Noninterest-bearing deposits | 10,726,000 | 10,819,000 | 12,035,000 | 13,432,000 |
| Equity capital | 10,216,000 | 10,087,000 | 9,871,000 | 9,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 654,000 | 1,299,000 | 1,947,000 | 2,612,000 |
| Interest expense | 76,000 | 146,000 | 212,000 | 276,000 |
| Net interest income | 578,000 | 1,153,000 | 1,735,000 | 2,336,000 |
| Noninterest income | 89,000 | 231,000 | 331,000 | 446,000 |
| Noninterest expense | 393,000 | 726,000 | 1,156,000 | 1,557,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 120,000 |
| Pretax income | 244,000 | 639,000 | 871,000 | 1,145,000 |
| Income tax | 54,000 | 165,000 | 210,000 | 270,000 |
| Net income | 190,000 | 474,000 | 661,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,551,000 | 9,836,000 | 10,024,000 | 9,438,000 |
| Total capital | 9,982,000 | 10,274,000 | 10,453,000 | 9,863,000 |
| Risk-weighted assets | 34,045,000 | 34,503,000 | 34,069,000 | 33,701,000 |