Call reports 2012
BRANTLEY BANK & TRUST COMPANY — 2012
What BRANTLEY BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 65,209,000 | 65,135,000 | 66,134,000 | 67,303,000 |
| Total loans | 24,404,000 | 24,003,000 | 25,639,000 | 24,820,000 |
| Allowance for loan losses | 663,000 | 758,000 | 868,000 | 911,000 |
| Securities available for sale | 30,852,000 | 32,256,000 | 32,725,000 | 34,718,000 |
| Securities held to maturity | 250,000 | 250,000 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,430,000 | 53,976,000 | 54,605,000 | 56,288,000 |
| Interest-bearing deposits | 44,310,000 | 44,625,000 | 44,790,000 | 44,201,000 |
| Noninterest-bearing deposits | 10,120,000 | 9,351,000 | 9,815,000 | 12,087,000 |
| Equity capital | 10,125,000 | 10,406,000 | 10,652,000 | 10,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 673,000 | 1,335,000 | 1,992,000 | 2,674,000 |
| Interest expense | 87,000 | 171,000 | 251,000 | 331,000 |
| Net interest income | 586,000 | 1,164,000 | 1,741,000 | 2,343,000 |
| Noninterest income | 107,000 | 269,000 | 369,000 | 495,000 |
| Noninterest expense | 422,000 | 833,000 | 1,198,000 | 1,593,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 320,000 |
| Pretax income | 204,000 | 443,000 | 665,000 | 948,000 |
| Income tax | 57,000 | 123,000 | 177,000 | 238,000 |
| Net income | 147,000 | 320,000 | 488,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,475,000 | 9,647,000 | 9,816,000 | 9,362,000 |
| Total capital | 9,891,000 | 10,061,000 | 10,247,000 | 9,799,000 |
| Risk-weighted assets | 33,023,000 | 32,805,000 | 34,050,000 | 34,456,000 |