Call reports 2009
BRANTLEY BANK & TRUST COMPANY — 2009
What BRANTLEY BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 59,280,000 | 60,396,000 | 62,322,000 | 63,669,000 |
| Total loans | 26,824,000 | 27,152,000 | 26,383,000 | 25,808,000 |
| Allowance for loan losses | 712,000 | 720,000 | 591,000 | 623,000 |
| Securities available for sale | 26,664,000 | 24,654,000 | 28,357,000 | 28,267,000 |
| Securities held to maturity | 285,000 | 285,000 | 536,000 | 536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,784,000 | 50,139,000 | 52,010,000 | 53,361,000 |
| Interest-bearing deposits | 40,608,000 | 41,177,000 | 43,245,000 | 44,349,000 |
| Noninterest-bearing deposits | 8,176,000 | 8,962,000 | 8,765,000 | 9,012,000 |
| Equity capital | 9,711,000 | 9,700,000 | 9,715,000 | 9,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 792,000 | 1,576,000 | 2,298,000 | 3,055,000 |
| Interest expense | 209,000 | 412,000 | 610,000 | 792,000 |
| Net interest income | 583,000 | 1,164,000 | 1,688,000 | 2,263,000 |
| Noninterest income | 116,000 | 238,000 | 360,000 | 476,000 |
| Noninterest expense | 397,000 | 752,000 | 1,135,000 | 1,526,000 |
| Provision for loan losses | 75,000 | 150,000 | 689,000 | 800,000 |
| Pretax income | 229,000 | 367,000 | 91,000 | 280,000 |
| Income tax | 68,000 | 100,000 | 45,000 | 75,000 |
| Net income | 161,000 | 267,000 | 46,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,453,000 | 9,439,000 | 9,219,000 | 9,278,000 |
| Total capital | 9,880,000 | 9,875,000 | 9,649,000 | 9,707,000 |
| Risk-weighted assets | 33,906,000 | 34,562,000 | 34,222,000 | 34,126,000 |