Call reports 2007
BRANTLEY BANK & TRUST COMPANY — 2007
What BRANTLEY BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 57,491,000 | 56,986,000 | 58,123,000 | 59,132,000 |
| Total loans | 23,614,000 | 25,416,000 | 28,186,000 | 28,990,000 |
| Allowance for loan losses | 658,000 | 613,000 | 542,000 | 476,000 |
| Securities available for sale | 28,021,000 | 27,029,000 | 25,785,000 | 25,391,000 |
| Securities held to maturity | 949,000 | 764,000 | 464,000 | 464,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,961,000 | 45,687,000 | 46,361,000 | 47,494,000 |
| Interest-bearing deposits | 36,665,000 | 37,203,000 | 36,876,000 | 38,709,000 |
| Noninterest-bearing deposits | 9,296,000 | 8,484,000 | 9,485,000 | 8,785,000 |
| Equity capital | 9,067,000 | 8,881,000 | 9,272,000 | 9,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 852,000 | 1,713,000 | 2,648,000 | 3,657,000 |
| Interest expense | 352,000 | 731,000 | 1,123,000 | 1,519,000 |
| Net interest income | 500,000 | 982,000 | 1,525,000 | 2,138,000 |
| Noninterest income | 113,000 | 245,000 | 254,000 | 459,000 |
| Noninterest expense | 301,000 | 608,000 | 921,000 | 1,252,000 |
| Provision for loan losses | 45,000 | 110,000 | 185,000 | 287,000 |
| Pretax income | 267,000 | 410,000 | 673,000 | 960,000 |
| Income tax | 89,000 | 126,000 | 208,000 | 309,000 |
| Net income | 178,000 | 284,000 | 465,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,174,000 | 9,184,000 | 9,368,000 | 9,193,000 |
| Total capital | 9,613,000 | 9,570,000 | 9,787,000 | 9,621,000 |
| Risk-weighted assets | 34,122,000 | 31,290,000 | 33,208,000 | 34,257,000 |