Call reports 2006
BRANTLEY BANK & TRUST COMPANY — 2006
What BRANTLEY BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 54,882,000 | 54,548,000 | 56,678,000 | 56,785,000 |
| Total loans | 21,322,000 | 21,231,000 | 21,903,000 | 23,009,000 |
| Allowance for loan losses | 679,000 | 732,000 | 773,000 | 798,000 |
| Securities available for sale | 28,828,000 | 27,682,000 | 27,522,000 | 28,558,000 |
| Securities held to maturity | 1,063,000 | 949,000 | 949,000 | 949,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,799,000 | 43,672,000 | 45,253,000 | 45,322,000 |
| Interest-bearing deposits | 35,788,000 | 35,523,000 | 35,163,000 | 36,507,000 |
| Noninterest-bearing deposits | 8,011,000 | 8,149,000 | 10,090,000 | 8,815,000 |
| Equity capital | 8,696,000 | 8,556,000 | 8,913,000 | 8,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 760,000 | 1,557,000 | 2,386,000 | 3,251,000 |
| Interest expense | 260,000 | 552,000 | 861,000 | 1,198,000 |
| Net interest income | 500,000 | 1,005,000 | 1,525,000 | 2,053,000 |
| Noninterest income | 107,000 | 227,000 | 330,000 | 428,000 |
| Noninterest expense | 307,000 | 625,000 | 914,000 | 1,246,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 258,000 | 522,000 | 812,000 | 1,061,000 |
| Income tax | 84,000 | 171,000 | 268,000 | 334,000 |
| Net income | 174,000 | 351,000 | 544,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,991,000 | 9,073,000 | 9,170,000 | 9,091,000 |
| Total capital | 9,398,000 | 9,426,000 | 9,533,000 | 9,465,000 |
| Risk-weighted assets | 31,567,000 | 27,079,000 | 27,956,000 | 28,743,000 |