Call reports 2005
BRANTLEY BANK & TRUST COMPANY — 2005
What BRANTLEY BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 55,399,000 | 55,110,000 | 55,678,000 | 55,773,000 |
| Total loans | 20,787,000 | 22,098,000 | 21,351,000 | 21,195,000 |
| Allowance for loan losses | 641,000 | 709,000 | 758,000 | 765,000 |
| Securities available for sale | 27,659,000 | 27,984,000 | 28,840,000 | 29,366,000 |
| Securities held to maturity | 1,444,000 | 1,441,000 | 1,062,000 | 1,063,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,163,000 | 42,582,000 | 44,274,000 | 44,542,000 |
| Interest-bearing deposits | 35,300,000 | 35,762,000 | 35,812,000 | 36,915,000 |
| Noninterest-bearing deposits | 7,863,000 | 6,820,000 | 8,462,000 | 7,627,000 |
| Equity capital | 8,748,000 | 8,920,000 | 8,908,000 | 8,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,462,000 | 2,198,000 | 2,963,000 |
| Interest expense | 186,000 | 394,000 | 611,000 | 851,000 |
| Net interest income | 539,000 | 1,068,000 | 1,587,000 | 2,112,000 |
| Noninterest income | 84,000 | 196,000 | 287,000 | 386,000 |
| Noninterest expense | 332,000 | 645,000 | 957,000 | 1,281,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 246,000 | 532,000 | 786,000 | 1,041,000 |
| Income tax | 79,000 | 174,000 | 258,000 | 323,000 |
| Net income | 167,000 | 358,000 | 528,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,816,000 | 8,909,000 | 8,985,000 | 8,913,000 |
| Total capital | 9,152,000 | 9,263,000 | 9,333,000 | 9,266,000 |
| Risk-weighted assets | 26,571,000 | 27,260,000 | 26,678,000 | 31,764,000 |