Call reports 2004
BRANTLEY BANK & TRUST COMPANY — 2004
What BRANTLEY BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 53,993,000 | 54,657,000 | 55,442,000 | 53,812,000 |
| Total loans | 19,704,000 | 20,242,000 | 20,261,000 | 20,388,000 |
| Allowance for loan losses | 511,000 | 579,000 | 441,000 | 521,000 |
| Securities available for sale | 28,038,000 | 28,671,000 | 28,639,000 | 29,267,000 |
| Securities held to maturity | 1,642,000 | 1,541,000 | 1,442,000 | 1,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,181,000 | 43,223,000 | 43,542,000 | 42,274,000 |
| Interest-bearing deposits | 35,622,000 | 36,511,000 | 36,459,000 | 35,407,000 |
| Noninterest-bearing deposits | 6,559,000 | 6,712,000 | 7,083,000 | 6,867,000 |
| Equity capital | 9,161,000 | 8,794,000 | 9,217,000 | 8,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,469,000 | 2,172,000 | 2,902,000 |
| Interest expense | 162,000 | 321,000 | 484,000 | 656,000 |
| Net interest income | 578,000 | 1,148,000 | 1,688,000 | 2,246,000 |
| Noninterest income | 99,000 | 196,000 | 288,000 | 364,000 |
| Noninterest expense | 341,000 | 635,000 | 934,000 | 1,250,000 |
| Provision for loan losses | 60,000 | 140,000 | 260,000 | 350,000 |
| Pretax income | 291,000 | 584,000 | 888,000 | 1,121,000 |
| Income tax | 95,000 | 192,000 | 294,000 | 345,000 |
| Net income | 196,000 | 392,000 | 594,000 | 776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,622,000 | 8,723,000 | 8,829,000 | 8,744,000 |
| Total capital | 8,933,000 | 9,047,000 | 9,163,000 | 9,067,000 |
| Risk-weighted assets | 24,698,000 | 25,661,000 | 25,888,000 | 25,627,000 |