Call reports 2003
BRANTLEY BANK & TRUST COMPANY — 2003
What BRANTLEY BANK & TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 52,797,000 | 53,487,000 | 54,379,000 | 53,656,000 |
| Total loans | 19,593,000 | 19,632,000 | 19,911,000 | 19,842,000 |
| Allowance for loan losses | 590,000 | 520,000 | 576,000 | 455,000 |
| Securities available for sale | 26,771,000 | 26,998,000 | 28,135,000 | 28,791,000 |
| Securities held to maturity | 1,886,000 | 1,786,000 | 1,786,000 | 1,711,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,388,000 | 41,932,000 | 43,283,000 | 42,317,000 |
| Interest-bearing deposits | 35,773,000 | 35,861,000 | 36,586,000 | 35,529,000 |
| Noninterest-bearing deposits | 5,615,000 | 6,071,000 | 6,697,000 | 6,788,000 |
| Equity capital | 8,835,000 | 8,965,000 | 8,751,000 | 8,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,477,000 | 2,200,000 | 2,941,000 |
| Interest expense | 215,000 | 418,000 | 608,000 | 780,000 |
| Net interest income | 534,000 | 1,059,000 | 1,592,000 | 2,161,000 |
| Noninterest income | 84,000 | 187,000 | 282,000 | 360,000 |
| Noninterest expense | 351,000 | 653,000 | 1,018,000 | 1,317,000 |
| Provision for loan losses | 45,000 | 90,000 | 140,000 | 225,000 |
| Pretax income | 268,000 | 549,000 | 762,000 | 1,035,000 |
| Income tax | 91,000 | 185,000 | 252,000 | 334,000 |
| Net income | 177,000 | 364,000 | 510,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,284,000 | 8,378,000 | 8,427,000 | 8,522,000 |
| Total capital | 8,587,000 | 8,695,000 | 8,743,000 | 8,837,000 |
| Risk-weighted assets | 24,138,000 | 24,384,000 | 24,993,000 | 25,168,000 |