Call reports 2002
BRANTLEY BANK & TRUST COMPANY — 2002
What BRANTLEY BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 52,981,000 | 51,716,000 | 52,642,000 | 53,292,000 |
| Total loans | 19,322,000 | 19,775,000 | 21,022,000 | 18,833,000 |
| Allowance for loan losses | 498,000 | 538,000 | 578,000 | 570,000 |
| Securities available for sale | 26,808,000 | 26,865,000 | 26,471,000 | 26,583,000 |
| Securities held to maturity | 2,266,000 | 2,076,000 | 2,066,000 | 1,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,457,000 | 40,735,000 | 40,249,000 | 40,624,000 |
| Interest-bearing deposits | 36,839,000 | 35,362,000 | 34,735,000 | 35,279,000 |
| Noninterest-bearing deposits | 5,618,000 | 5,373,000 | 5,514,000 | 5,345,000 |
| Equity capital | 8,128,000 | 8,376,000 | 8,679,000 | 8,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,621,000 | 2,455,000 | 3,247,000 |
| Interest expense | 298,000 | 557,000 | 804,000 | 1,040,000 |
| Net interest income | 500,000 | 1,064,000 | 1,651,000 | 2,207,000 |
| Noninterest income | 96,000 | 195,000 | 278,000 | 372,000 |
| Noninterest expense | 278,000 | 571,000 | 867,000 | 1,258,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 180,000 |
| Pretax income | 280,000 | 625,000 | 961,000 | 1,192,000 |
| Income tax | 95,000 | 213,000 | 325,000 | 354,000 |
| Net income | 185,000 | 412,000 | 636,000 | 838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,879,000 | 7,937,000 | 8,082,000 | 8,205,000 |
| Total capital | 8,236,000 | 8,248,000 | 8,409,000 | 8,523,000 |
| Risk-weighted assets | 24,995,000 | 24,693,000 | 25,914,000 | 24,410,000 |