Call reports 2005
ADVANTA BANK — 2005
What ADVANTA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 107,320,000 | 105,604,000 | 109,172,000 | 109,649,000 |
| Total loans | 3,982,000 | 3,667,000 | 3,240,000 | 2,896,000 |
| Allowance for loan losses | 349,000 | 349,000 | 281,000 | 282,000 |
| Securities available for sale | 2,735,000 | 2,767,000 | 2,745,000 | 2,743,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,239,000 | 20,258,000 | 23,032,000 | 21,946,000 |
| Interest-bearing deposits | 3,330,000 | 3,671,000 | 3,774,000 | 3,649,000 |
| Noninterest-bearing deposits | 20,909,000 | 16,588,000 | 19,258,000 | 18,297,000 |
| Equity capital | 64,390,000 | 64,989,000 | 65,498,000 | 66,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 875,000 | 1,982,000 | 3,271,000 | 4,650,000 |
| Interest expense | 258,000 | 545,000 | 949,000 | 1,380,000 |
| Net interest income | 617,000 | 1,437,000 | 2,322,000 | 3,270,000 |
| Noninterest income | 17,783,000 | 18,566,000 | 18,570,000 | 19,208,000 |
| Noninterest expense | 73,000 | 141,000 | 356,000 | 433,000 |
| Provision for loan losses | 0 | 0 | -68,000 | -68,000 |
| Pretax income | 18,327,000 | 19,862,000 | 20,604,000 | 22,113,000 |
| Income tax | 4,826,000 | 5,780,000 | 5,996,000 | 6,430,000 |
| Net income | 13,501,000 | 14,082,000 | 14,608,000 | 15,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,420,000 | 64,885,000 | 65,411,000 | 66,486,000 |
| Total capital | 64,730,000 | 65,203,000 | 65,693,000 | 66,768,000 |
| Risk-weighted assets | 24,731,000 | 25,416,000 | 26,043,000 | 26,243,000 |