Call reports 2004
ADVANTA BANK — 2004
What ADVANTA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 82,377,000 | 82,233,000 | 83,918,000 | 87,032,000 |
| Total loans | 5,396,000 | 5,157,000 | 4,374,000 | 4,096,000 |
| Allowance for loan losses | 524,000 | 450,000 | 399,000 | 349,000 |
| Securities available for sale | 2,793,000 | 2,740,000 | 2,785,000 | 2,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,593,000 | 15,525,000 | 17,040,000 | 19,001,000 |
| Interest-bearing deposits | 7,229,000 | 6,415,000 | 6,049,000 | 3,170,000 |
| Noninterest-bearing deposits | 11,364,000 | 9,110,000 | 10,991,000 | 15,831,000 |
| Equity capital | 49,441,000 | 49,752,000 | 49,996,000 | 50,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 611,000 | 1,032,000 | 1,595,000 |
| Interest expense | 344,000 | 369,000 | 443,000 | 569,000 |
| Net interest income | -25,000 | 242,000 | 589,000 | 1,026,000 |
| Noninterest income | 446,000 | 762,000 | 755,000 | 1,658,000 |
| Noninterest expense | 68,000 | 145,000 | 197,000 | 297,000 |
| Provision for loan losses | 0 | -75,000 | -125,000 | -175,000 |
| Pretax income | 353,000 | 934,000 | 1,272,000 | 2,562,000 |
| Income tax | 136,000 | 369,000 | 490,000 | 850,000 |
| Net income | 217,000 | 565,000 | 782,000 | 1,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,424,000 | 49,772,000 | 49,989,000 | 50,918,000 |
| Total capital | 49,696,000 | 50,067,000 | 50,282,000 | 51,210,000 |
| Risk-weighted assets | 21,535,000 | 23,433,000 | 23,299,000 | 23,298,000 |