Call reports 2009
LA COSTE NATIONAL BANK, THE — 2009
What LA COSTE NATIONAL BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 42,527,000 | 43,299,000 | 52,511,000 | 53,936,000 |
| Total loans | 21,177,000 | 20,145,000 | 22,028,000 | 22,739,000 |
| Allowance for loan losses | 178,000 | 186,000 | 187,000 | 190,000 |
| Securities available for sale | 10,128,000 | 9,960,000 | 20,042,000 | 19,338,000 |
| Securities held to maturity | 4,521,000 | 4,520,000 | 4,454,000 | 4,453,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,871,000 | 38,903,000 | 47,825,000 | 49,275,000 |
| Interest-bearing deposits | 32,733,000 | 35,968,000 | 39,905,000 | 42,096,000 |
| Noninterest-bearing deposits | 5,138,000 | 2,935,000 | 7,920,000 | 7,179,000 |
| Equity capital | 4,276,000 | 4,145,000 | 4,321,000 | 4,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 556,000 | 1,106,000 | 1,699,000 | 2,310,000 |
| Interest expense | 251,000 | 517,000 | 788,000 | 1,069,000 |
| Net interest income | 305,000 | 589,000 | 911,000 | 1,241,000 |
| Noninterest income | 65,000 | 126,000 | 189,000 | 253,000 |
| Noninterest expense | 287,000 | 562,000 | 869,000 | 1,214,000 |
| Provision for loan losses | 15,000 | 23,000 | 30,000 | 48,000 |
| Pretax income | 70,000 | 146,000 | 217,000 | 253,000 |
| Income tax | 0 | 30,000 | 45,000 | 44,000 |
| Net income | 70,000 | 116,000 | 172,000 | 209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,172,000 | 4,138,000 | 4,194,000 | 4,151,000 |
| Total capital | 4,350,000 | 4,324,000 | 4,381,000 | 4,341,000 |
| Risk-weighted assets | 18,513,000 | 19,038,000 | 22,317,000 | 20,873,000 |