Call reports 2008
LA COSTE NATIONAL BANK, THE — 2008
What LA COSTE NATIONAL BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 31,001,000 | 34,430,000 | 36,433,000 | 39,782,000 |
| Total loans | 16,762,000 | 17,368,000 | 21,942,000 | 21,637,000 |
| Allowance for loan losses | 132,000 | 140,000 | 159,000 | 172,000 |
| Securities available for sale | 6,041,000 | 7,072,000 | 7,398,000 | 7,139,000 |
| Securities held to maturity | 4,117,000 | 4,033,000 | 4,623,000 | 4,622,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,696,000 | 30,265,000 | 32,117,000 | 35,291,000 |
| Interest-bearing deposits | 21,282,000 | 25,788,000 | 25,327,000 | 29,580,000 |
| Noninterest-bearing deposits | 5,414,000 | 4,477,000 | 6,790,000 | 5,711,000 |
| Equity capital | 4,158,000 | 3,994,000 | 4,136,000 | 4,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 895,000 | 1,454,000 | 2,017,000 |
| Interest expense | 160,000 | 356,000 | 566,000 | 792,000 |
| Net interest income | 281,000 | 539,000 | 888,000 | 1,225,000 |
| Noninterest income | 60,000 | 127,000 | 198,000 | 267,000 |
| Noninterest expense | 264,000 | 510,000 | 801,000 | 1,110,000 |
| Provision for loan losses | 17,000 | 59,000 | 66,000 | 92,000 |
| Pretax income | 64,000 | 116,000 | 240,000 | 314,000 |
| Income tax | 0 | 0 | 0 | 23,000 |
| Net income | 64,000 | 116,000 | 240,000 | 291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,115,000 | 4,047,000 | 4,171,000 | 4,102,000 |
| Total capital | 4,247,000 | 4,187,000 | 4,330,000 | 4,274,000 |
| Risk-weighted assets | 15,076,000 | 16,458,000 | 18,457,000 | 17,901,000 |