Call reports 2007
LA COSTE NATIONAL BANK, THE — 2007
What LA COSTE NATIONAL BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 30,553,000 | 30,591,000 | 30,851,000 | 32,259,000 |
| Total loans | 8,524,000 | 9,730,000 | 10,234,000 | 14,691,000 |
| Allowance for loan losses | 134,000 | 134,000 | 134,000 | 127,000 |
| Securities available for sale | 14,688,000 | 13,403,000 | 12,724,000 | 10,791,000 |
| Securities held to maturity | 4,411,000 | 4,410,000 | 4,409,000 | 4,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,495,000 | 26,733,000 | 26,838,000 | 28,113,000 |
| Interest-bearing deposits | 20,334,000 | 19,952,000 | 20,368,000 | 20,730,000 |
| Noninterest-bearing deposits | 6,161,000 | 6,781,000 | 6,470,000 | 7,383,000 |
| Equity capital | 3,974,000 | 3,772,000 | 3,928,000 | 4,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 816,000 | 1,231,000 | 1,665,000 |
| Interest expense | 129,000 | 263,000 | 403,000 | 553,000 |
| Net interest income | 270,000 | 553,000 | 828,000 | 1,112,000 |
| Noninterest income | 76,000 | 145,000 | 210,000 | 283,000 |
| Noninterest expense | 233,000 | 476,000 | 732,000 | 1,005,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 108,000 | 213,000 | 282,000 | 363,000 |
| Income tax | 20,000 | 44,000 | 68,000 | 68,000 |
| Net income | 88,000 | 169,000 | 214,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,084,000 | 4,045,000 | 4,090,000 | 4,051,000 |
| Total capital | 4,218,000 | 4,179,000 | 4,224,000 | 4,178,000 |
| Risk-weighted assets | 10,695,000 | 11,560,000 | 12,091,000 | 14,254,000 |