Call reports 2006
LA COSTE NATIONAL BANK, THE — 2006
What LA COSTE NATIONAL BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 28,373,000 | 30,083,000 | 30,745,000 | 30,673,000 |
| Total loans | 7,586,000 | 7,662,000 | 7,536,000 | 7,281,000 |
| Allowance for loan losses | 108,000 | 117,000 | 134,000 | 141,000 |
| Securities available for sale | 14,670,000 | 14,151,000 | 14,380,000 | 14,537,000 |
| Securities held to maturity | 3,481,000 | 3,620,000 | 3,619,000 | 4,224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,490,000 | 26,415,000 | 26,802,000 | 26,758,000 |
| Interest-bearing deposits | 18,462,000 | 20,527,000 | 20,840,000 | 20,695,000 |
| Noninterest-bearing deposits | 6,028,000 | 5,888,000 | 5,962,000 | 6,063,000 |
| Equity capital | 3,828,000 | 3,608,000 | 3,881,000 | 3,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 747,000 | 1,144,000 | 1,570,000 |
| Interest expense | 100,000 | 210,000 | 330,000 | 454,000 |
| Net interest income | 267,000 | 537,000 | 814,000 | 1,116,000 |
| Noninterest income | 57,000 | 131,000 | 211,000 | 288,000 |
| Noninterest expense | 235,000 | 472,000 | 721,000 | 999,000 |
| Provision for loan losses | 23,000 | 28,000 | 35,000 | 43,000 |
| Pretax income | 66,000 | 168,000 | 269,000 | 362,000 |
| Income tax | 0 | 4,000 | 12,000 | 84,000 |
| Net income | 66,000 | 164,000 | 257,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,024,000 | 4,001,000 | 4,095,000 | 3,996,000 |
| Total capital | 4,132,000 | 4,118,000 | 4,225,000 | 4,125,000 |
| Risk-weighted assets | 10,093,000 | 10,515,000 | 10,386,000 | 10,287,000 |