Call reports 2005
LA COSTE NATIONAL BANK, THE — 2005
What LA COSTE NATIONAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 28,354,000 | 28,015,000 | 28,615,000 | 29,267,000 |
| Total loans | 6,245,000 | 6,384,000 | 6,448,000 | 6,720,000 |
| Allowance for loan losses | 45,000 | 68,000 | 76,000 | 100,000 |
| Securities available for sale | 14,448,000 | 15,199,000 | 14,722,000 | 14,740,000 |
| Securities held to maturity | 3,448,000 | 3,324,000 | 3,483,000 | 3,482,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,356,000 | 23,969,000 | 24,589,000 | 25,427,000 |
| Interest-bearing deposits | 18,962,000 | 18,505,000 | 18,837,000 | 19,157,000 |
| Noninterest-bearing deposits | 5,394,000 | 5,464,000 | 5,752,000 | 6,270,000 |
| Equity capital | 3,955,000 | 4,000,000 | 3,980,000 | 3,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 675,000 | 1,015,000 | 1,364,000 |
| Interest expense | 77,000 | 157,000 | 243,000 | 337,000 |
| Net interest income | 256,000 | 518,000 | 772,000 | 1,027,000 |
| Noninterest income | 46,000 | 95,000 | 155,000 | 218,000 |
| Noninterest expense | 209,000 | 445,000 | 671,000 | 936,000 |
| Provision for loan losses | 10,000 | 35,000 | 61,000 | 92,000 |
| Pretax income | 83,000 | 135,000 | 197,000 | 219,000 |
| Income tax | 0 | -27,000 | -17,000 | -5,000 |
| Net income | 83,000 | 162,000 | 214,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,057,000 | 4,016,000 | 4,067,000 | 3,958,000 |
| Total capital | 4,102,000 | 4,084,000 | 4,143,000 | 4,058,000 |
| Risk-weighted assets | 8,981,000 | 9,055,000 | 9,355,000 | 9,671,000 |