Call reports 2003
LA COSTE NATIONAL BANK, THE — 2003
What LA COSTE NATIONAL BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 25,484,000 | 26,393,000 | 26,967,000 | 26,912,000 |
| Total loans | 6,125,000 | 5,941,000 | 6,049,000 | 5,941,000 |
| Allowance for loan losses | 47,000 | 53,000 | 60,000 | 49,000 |
| Securities available for sale | 11,371,000 | 11,720,000 | 12,578,000 | 13,581,000 |
| Securities held to maturity | 3,618,000 | 3,682,000 | 3,625,000 | 3,624,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,217,000 | 22,149,000 | 22,876,000 | 22,835,000 |
| Interest-bearing deposits | 16,681,000 | 17,226,000 | 18,102,000 | 17,750,000 |
| Noninterest-bearing deposits | 4,536,000 | 4,923,000 | 4,774,000 | 5,085,000 |
| Equity capital | 4,150,000 | 4,133,000 | 4,039,000 | 4,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 564,000 | 834,000 | 1,123,000 |
| Interest expense | 81,000 | 165,000 | 245,000 | 325,000 |
| Net interest income | 209,000 | 399,000 | 589,000 | 798,000 |
| Noninterest income | 39,000 | 78,000 | 123,000 | 166,000 |
| Noninterest expense | 175,000 | 361,000 | 564,000 | 780,000 |
| Provision for loan losses | 9,000 | 17,000 | 31,000 | 54,000 |
| Pretax income | 64,000 | 99,000 | 130,000 | 154,000 |
| Income tax | 0 | 24,000 | 39,000 | 39,000 |
| Net income | 64,000 | 75,000 | 91,000 | 115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,010,000 | 4,001,000 | 4,017,000 | 3,961,000 |
| Total capital | 4,057,000 | 4,054,000 | 4,077,000 | 4,010,000 |
| Risk-weighted assets | 8,680,000 | 8,348,000 | 8,478,000 | 8,511,000 |