Call reports 2002
LA COSTE NATIONAL BANK, THE — 2002
What LA COSTE NATIONAL BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 24,943,000 | 26,225,000 | 26,212,000 | 25,229,000 |
| Total loans | 5,570,000 | 5,596,000 | 5,437,000 | 5,558,000 |
| Allowance for loan losses | 34,000 | 37,000 | 37,000 | 43,000 |
| Securities available for sale | 13,181,000 | 12,778,000 | 12,908,000 | 11,834,000 |
| Securities held to maturity | 3,193,000 | 3,511,000 | 3,590,000 | 3,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,012,000 | 22,087,000 | 21,858,000 | 20,966,000 |
| Interest-bearing deposits | 16,112,000 | 16,759,000 | 16,701,000 | 16,205,000 |
| Noninterest-bearing deposits | 4,900,000 | 5,328,000 | 5,157,000 | 4,761,000 |
| Equity capital | 3,865,000 | 4,035,000 | 4,215,000 | 4,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 333,000 | 676,000 | 1,011,000 | 1,320,000 |
| Interest expense | 104,000 | 204,000 | 301,000 | 389,000 |
| Net interest income | 229,000 | 472,000 | 710,000 | 931,000 |
| Noninterest income | 41,000 | 79,000 | 116,000 | 156,000 |
| Noninterest expense | 159,000 | 325,000 | 490,000 | 706,000 |
| Provision for loan losses | 7,000 | 17,000 | 25,000 | 57,000 |
| Pretax income | 105,000 | 214,000 | 318,000 | 339,000 |
| Income tax | -9,000 | 16,000 | 30,000 | 52,000 |
| Net income | 114,000 | 198,000 | 288,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,873,000 | 3,937,000 | 4,027,000 | 3,946,000 |
| Total capital | 3,907,000 | 3,974,000 | 4,064,000 | 3,989,000 |
| Risk-weighted assets | 8,362,000 | 8,496,000 | 8,203,000 | 8,261,000 |