Call reports 2001
LA COSTE NATIONAL BANK, THE — 2001
What LA COSTE NATIONAL BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,498,000 | 23,572,000 | 23,565,000 | 23,825,000 |
| Total loans | 5,749,000 | 5,740,000 | 5,385,000 | 5,544,000 |
| Allowance for loan losses | 35,000 | 34,000 | 35,000 | 30,000 |
| Securities available for sale | 12,054,000 | 11,706,000 | 12,294,000 | 12,578,000 |
| Securities held to maturity | 2,622,000 | 2,623,000 | 2,438,000 | 2,695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,602,000 | 19,663,000 | 19,492,000 | 19,902,000 |
| Interest-bearing deposits | 15,150,000 | 14,844,000 | 15,304,000 | 15,681,000 |
| Noninterest-bearing deposits | 4,452,000 | 4,819,000 | 4,188,000 | 4,221,000 |
| Equity capital | 3,780,000 | 3,812,000 | 3,939,000 | 3,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 730,000 | 1,078,000 | 1,421,000 |
| Interest expense | 152,000 | 300,000 | 441,000 | 565,000 |
| Net interest income | 215,000 | 430,000 | 637,000 | 856,000 |
| Noninterest income | 36,000 | 79,000 | 125,000 | 171,000 |
| Noninterest expense | 140,000 | 323,000 | 503,000 | 712,000 |
| Provision for loan losses | 5,000 | 15,000 | 29,000 | 37,000 |
| Pretax income | 106,000 | 179,000 | 239,000 | 288,000 |
| Income tax | 0 | 21,000 | 33,000 | 57,000 |
| Net income | 106,000 | 158,000 | 206,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,734,000 | 3,766,000 | 3,814,000 | 3,759,000 |
| Total capital | 3,769,000 | 3,800,000 | 3,849,000 | 3,789,000 |
| Risk-weighted assets | 8,709,000 | 8,446,000 | 8,135,000 | 8,285,000 |