Call reports 2005
FIRSTBANK OF ARVADA — 2005
What FIRSTBANK OF ARVADA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 251,532,000 | 251,411,000 | 259,048,000 | 265,144,000 |
| Total loans | 49,947,000 | 49,606,000 | 48,639,000 | 48,247,000 |
| Allowance for loan losses | 443,000 | 491,000 | 466,000 | 481,000 |
| Securities available for sale | 127,943,000 | 126,565,000 | 120,518,000 | 116,045,000 |
| Securities held to maturity | 57,630,000 | 54,823,000 | 73,553,000 | 80,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,600,000 | 227,703,000 | 237,097,000 | 244,430,000 |
| Interest-bearing deposits | 185,439,000 | 183,319,000 | 190,218,000 | 195,692,000 |
| Noninterest-bearing deposits | 45,160,000 | 44,384,000 | 46,879,000 | 48,738,000 |
| Equity capital | 16,694,000 | 18,577,000 | 18,012,000 | 17,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,232,000 | 6,506,000 | 9,870,000 | 13,345,000 |
| Interest expense | 798,000 | 1,704,000 | 2,754,000 | 3,988,000 |
| Net interest income | 2,434,000 | 4,802,000 | 7,116,000 | 9,357,000 |
| Noninterest income | 669,000 | 1,359,000 | 2,120,000 | 2,731,000 |
| Noninterest expense | 1,443,000 | 2,866,000 | 4,278,000 | 5,655,000 |
| Provision for loan losses | -5,000 | 50,000 | 38,000 | 64,000 |
| Pretax income | 1,665,000 | 3,245,000 | 4,920,000 | 6,369,000 |
| Income tax | 372,000 | 724,000 | 1,127,000 | 1,465,000 |
| Net income | 1,293,000 | 2,521,000 | 3,793,000 | 4,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,199,000 | 15,927,000 | 16,199,000 | 16,210,000 |
| Total capital | 15,642,000 | 16,418,000 | 16,665,000 | 16,691,000 |
| Risk-weighted assets | 84,480,000 | 83,802,000 | 86,652,000 | 88,010,000 |