Call reports 2004
FIRSTBANK OF ARVADA — 2004
What FIRSTBANK OF ARVADA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 252,358,000 | 254,082,000 | 260,403,000 | 251,929,000 |
| Total loans | 45,819,000 | 46,464,000 | 48,924,000 | 48,994,000 |
| Allowance for loan losses | 418,000 | 422,000 | 445,000 | 451,000 |
| Securities available for sale | 149,208,000 | 155,162,000 | 150,515,000 | 138,771,000 |
| Securities held to maturity | 38,364,000 | 38,388,000 | 47,647,000 | 48,029,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,080,000 | 224,147,000 | 226,073,000 | 226,568,000 |
| Interest-bearing deposits | 184,397,000 | 182,859,000 | 183,654,000 | 184,142,000 |
| Noninterest-bearing deposits | 40,683,000 | 41,289,000 | 42,419,000 | 42,425,000 |
| Equity capital | 17,645,000 | 16,018,000 | 18,253,000 | 17,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,708,000 | 5,596,000 | 8,657,000 | 11,873,000 |
| Interest expense | 671,000 | 1,328,000 | 2,024,000 | 2,793,000 |
| Net interest income | 2,037,000 | 4,268,000 | 6,633,000 | 9,080,000 |
| Noninterest income | 715,000 | 1,448,000 | 2,177,000 | 2,880,000 |
| Noninterest expense | 1,322,000 | 2,758,000 | 4,175,000 | 5,676,000 |
| Provision for loan losses | -21,000 | -4,000 | 30,000 | 52,000 |
| Pretax income | 1,451,000 | 2,962,000 | 4,605,000 | 6,232,000 |
| Income tax | 301,000 | 625,000 | 981,000 | 1,340,000 |
| Net income | 1,150,000 | 2,337,000 | 3,624,000 | 4,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,664,000 | 14,951,000 | 15,338,000 | 15,106,000 |
| Total capital | 15,082,000 | 15,373,000 | 15,783,000 | 15,557,000 |
| Risk-weighted assets | 81,393,000 | 82,525,000 | 84,764,000 | 83,037,000 |