Call reports 2003
FIRSTBANK OF ARVADA — 2003
What FIRSTBANK OF ARVADA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 234,378,000 | 239,422,000 | 246,660,000 | 240,602,000 |
| Total loans | 42,762,000 | 43,594,000 | 46,133,000 | 47,069,000 |
| Allowance for loan losses | 373,000 | 405,000 | 438,000 | 440,000 |
| Securities available for sale | 135,368,000 | 142,191,000 | 139,975,000 | 140,560,000 |
| Securities held to maturity | 40,024,000 | 39,889,000 | 39,406,000 | 38,383,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,334,000 | 219,383,000 | 227,163,000 | 219,959,000 |
| Interest-bearing deposits | 176,025,000 | 180,755,000 | 186,706,000 | 182,000,000 |
| Noninterest-bearing deposits | 39,309,000 | 38,627,000 | 40,457,000 | 37,959,000 |
| Equity capital | 15,287,000 | 16,354,000 | 16,028,000 | 16,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,845,000 | 5,604,000 | 8,217,000 | 10,898,000 |
| Interest expense | 769,000 | 1,533,000 | 2,284,000 | 3,006,000 |
| Net interest income | 2,076,000 | 4,071,000 | 5,933,000 | 7,892,000 |
| Noninterest income | 726,000 | 1,500,000 | 2,221,000 | 2,943,000 |
| Noninterest expense | 1,153,000 | 2,305,000 | 3,451,000 | 4,665,000 |
| Provision for loan losses | -95,000 | -52,000 | -16,000 | -6,000 |
| Pretax income | 1,744,000 | 3,318,000 | 4,719,000 | 6,176,000 |
| Income tax | 400,000 | 736,000 | 1,007,000 | 1,317,000 |
| Net income | 1,344,000 | 2,582,000 | 3,712,000 | 4,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,798,000 | 14,136,000 | 14,267,000 | 14,414,000 |
| Total capital | 14,171,000 | 14,541,000 | 14,705,000 | 14,854,000 |
| Risk-weighted assets | 77,481,000 | 78,557,000 | 80,478,000 | 79,682,000 |