Call reports 2016
BUSINESS BANK, THE — 2016
What BUSINESS BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 250,127,000 |
| Total loans | 147,852,000 |
| Allowance for loan losses | 3,740,000 |
| Securities available for sale | 50,967,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 214,646,000 |
| Interest-bearing deposits | 190,222,000 |
| Noninterest-bearing deposits | 24,424,000 |
| Equity capital | 32,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 1,919,000 |
| Interest expense | 413,000 |
| Net interest income | 1,506,000 |
| Noninterest income | 4,000 |
| Noninterest expense | 1,012,000 |
| Provision for loan losses | 150,000 |
| Pretax income | 348,000 |
| Income tax | 125,000 |
| Net income | 223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 32,387,000 |
| Total capital | 34,412,000 |
| Risk-weighted assets | 160,082,000 |