Call reports 2010
COMMUNITY NATIONAL BANK — 2010
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 38,887,000 | 34,331,000 | 31,569,000 |
| Total loans | 17,618,000 | 17,486,000 | 15,961,000 |
| Allowance for loan losses | 913,000 | 654,000 | 760,000 |
| Securities available for sale | 3,535,000 | 2,014,000 | 501,000 |
| Securities held to maturity | 114,000 | 114,000 | 46,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 34,899,000 | 30,789,000 | 28,844,000 |
| Interest-bearing deposits | 29,874,000 | 27,819,000 | 25,834,000 |
| Noninterest-bearing deposits | 5,024,000 | 2,970,000 | 3,010,000 |
| Equity capital | 3,905,000 | 3,488,000 | 2,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 365,000 | 654,000 | 935,000 |
| Interest expense | 175,000 | 328,000 | 464,000 |
| Net interest income | 190,000 | 326,000 | 471,000 |
| Noninterest income | -18,000 | 66,000 | -197,000 |
| Noninterest expense | 779,000 | 1,470,000 | 2,186,000 |
| Provision for loan losses | 0 | -55,000 | -55,000 |
| Pretax income | -607,000 | -1,023,000 | -1,857,000 |
| Income tax | 2,000 | 2,000 | 2,000 |
| Net income | -609,000 | -1,025,000 | -1,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 3,904,000 | 3,487,000 | 2,653,000 |
| Total capital | 4,310,000 | 3,827,000 | 2,965,000 |
| Risk-weighted assets | 31,904,000 | 26,906,000 | 24,479,000 |