Call reports 2007
COMMUNITY NATIONAL BANK — 2007
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 115,442,000 | 110,615,000 | 104,126,000 | 98,003,000 |
| Total loans | 89,111,000 | 81,128,000 | 74,262,000 | 71,992,000 |
| Allowance for loan losses | 2,294,000 | 2,288,000 | 2,284,000 | 3,109,000 |
| Securities available for sale | 9,009,000 | 8,998,000 | 8,027,000 | 8,021,000 |
| Securities held to maturity | 427,000 | 427,000 | 309,000 | 290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,238,000 | 91,516,000 | 85,510,000 | 81,209,000 |
| Interest-bearing deposits | 83,645,000 | 77,142,000 | 74,245,000 | 70,231,000 |
| Noninterest-bearing deposits | 12,593,000 | 14,374,000 | 11,265,000 | 10,978,000 |
| Equity capital | 15,616,000 | 15,539,000 | 15,036,000 | 13,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,304,000 | 4,312,000 | 6,232,000 | 7,710,000 |
| Interest expense | 948,000 | 1,811,000 | 2,658,000 | 3,446,000 |
| Net interest income | 1,356,000 | 2,501,000 | 3,574,000 | 4,264,000 |
| Noninterest income | 163,000 | 331,000 | 1,433,000 | 1,626,000 |
| Noninterest expense | 1,326,000 | 2,705,000 | 4,229,000 | 5,623,000 |
| Provision for loan losses | 0 | 0 | 907,000 | 1,984,000 |
| Pretax income | 193,000 | 127,000 | -129,000 | -1,717,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 193,000 | 127,000 | -129,000 | -1,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,701,000 | 14,634,000 | 14,104,000 | 12,516,000 |
| Total capital | 15,998,000 | 15,829,000 | 15,194,000 | 13,563,000 |
| Risk-weighted assets | 102,758,000 | 94,492,000 | 86,017,000 | 81,714,000 |