Call reports 2006
COMMUNITY NATIONAL BANK — 2006
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 137,924,000 | 135,039,000 | 133,408,000 | 127,464,000 |
| Total loans | 109,847,000 | 107,349,000 | 103,844,000 | 95,413,000 |
| Allowance for loan losses | 1,290,000 | 1,306,000 | 1,320,000 | 2,282,000 |
| Securities available for sale | 8,937,000 | 8,926,000 | 8,974,000 | 8,997,000 |
| Securities held to maturity | 673,000 | 673,000 | 445,000 | 427,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,769,000 | 114,193,000 | 113,375,000 | 108,714,000 |
| Interest-bearing deposits | 95,828,000 | 99,772,000 | 99,026,000 | 95,725,000 |
| Noninterest-bearing deposits | 13,941,000 | 14,420,000 | 14,349,000 | 12,989,000 |
| Equity capital | 17,485,000 | 17,518,000 | 16,636,000 | 15,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,509,000 | 5,136,000 | 7,693,000 | 10,170,000 |
| Interest expense | 911,000 | 1,878,000 | 2,911,000 | 3,956,000 |
| Net interest income | 1,598,000 | 3,258,000 | 4,782,000 | 6,214,000 |
| Noninterest income | 148,000 | 299,000 | 490,000 | 1,225,000 |
| Noninterest expense | 1,294,000 | 2,551,000 | 3,785,000 | 5,028,000 |
| Provision for loan losses | 15,000 | 28,000 | 43,000 | 1,646,000 |
| Pretax income | 437,000 | 978,000 | 1,444,000 | 765,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 437,000 | 978,000 | 1,444,000 | 765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,595,000 | 16,633,000 | 15,721,000 | 14,507,000 |
| Total capital | 17,885,000 | 17,939,000 | 17,041,000 | 15,903,000 |
| Risk-weighted assets | 127,269,000 | 125,125,000 | 122,184,000 | 110,798,000 |