Call reports 2002
COMMUNITY NATIONAL BANK — 2002
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 86,019,000 | 92,227,000 | 99,798,000 | 103,574,000 |
| Total loans | 70,631,000 | 80,387,000 | 86,486,000 | 90,316,000 |
| Allowance for loan losses | 541,000 | 528,000 | 667,000 | 748,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 737,000 | 737,000 | 683,000 | 669,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,686,000 | 69,403,000 | 75,565,000 | 78,591,000 |
| Interest-bearing deposits | 55,419,000 | 60,152,000 | 65,602,000 | 66,706,000 |
| Noninterest-bearing deposits | 9,267,000 | 9,251,000 | 9,963,000 | 11,885,000 |
| Equity capital | 6,221,000 | 9,588,000 | 10,099,000 | 10,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,962,000 | 3,726,000 | 5,870,000 | 8,176,000 |
| Interest expense | 603,000 | 1,291,000 | 1,958,000 | 2,597,000 |
| Net interest income | 1,359,000 | 2,435,000 | 3,912,000 | 5,579,000 |
| Noninterest income | 85,000 | 173,000 | 282,000 | 384,000 |
| Noninterest expense | 776,000 | 1,542,000 | 2,406,000 | 3,356,000 |
| Provision for loan losses | 30,000 | 60,000 | 200,000 | 305,000 |
| Pretax income | 638,000 | 1,006,000 | 1,588,000 | 2,302,000 |
| Income tax | 84,000 | 84,000 | 84,000 | 84,000 |
| Net income | 554,000 | 922,000 | 1,504,000 | 2,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,303,000 | 8,622,000 | 9,142,000 | 9,864,000 |
| Total capital | 5,844,000 | 9,150,000 | 9,809,000 | 10,612,000 |
| Risk-weighted assets | 76,113,000 | 83,333,000 | 88,115,000 | 90,700,000 |