Call reports 2001
COMMUNITY NATIONAL BANK — 2001
What COMMUNITY NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 69,716,000 | 74,007,000 | 75,261,000 | 76,907,000 |
| Total loans | 57,027,000 | 59,909,000 | 63,741,000 | 65,180,000 |
| Allowance for loan losses | 493,000 | 474,000 | 502,000 | 520,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 382,000 | 382,000 | 329,000 | 519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,170,000 | 53,587,000 | 54,743,000 | 55,476,000 |
| Interest-bearing deposits | 49,277,000 | 45,972,000 | 47,025,000 | 45,860,000 |
| Noninterest-bearing deposits | 6,893,000 | 7,615,000 | 7,718,000 | 9,616,000 |
| Equity capital | 5,638,000 | 5,858,000 | 6,061,000 | 6,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,426,000 | 2,934,000 | 4,525,000 | 5,963,000 |
| Interest expense | 700,000 | 1,438,000 | 2,126,000 | 2,759,000 |
| Net interest income | 726,000 | 1,496,000 | 2,399,000 | 3,204,000 |
| Noninterest income | 287,000 | 591,000 | 805,000 | 1,058,000 |
| Noninterest expense | 676,000 | 1,407,000 | 2,118,000 | 2,860,000 |
| Provision for loan losses | 0 | 5,000 | 35,000 | 68,000 |
| Pretax income | 337,000 | 675,000 | 1,051,000 | 1,334,000 |
| Income tax | 137,000 | 255,000 | 406,000 | 507,000 |
| Net income | 200,000 | 420,000 | 645,000 | 827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,672,000 | 4,911,000 | 5,128,000 | 5,325,000 |
| Total capital | 5,165,000 | 5,385,000 | 5,630,000 | 5,845,000 |
| Risk-weighted assets | 59,192,000 | 63,062,000 | 65,907,000 | 66,805,000 |