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Call reports 2021

PORTAGE BANK — 2021

What PORTAGE BANK reported to the FFIEC in 2021, quarter by quarter.

PERIOD: 2021SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ec3f5f3e-caf0-4438-b7be-f8465fd02d47/2021

Balance sheet

What the bank holds and owes at quarter end

Measure2021Q12021Q22021Q32021Q4
Total assets25,819,00030,558,00032,918,00040,591,000
Total loans20,703,00025,050,00025,362,00028,382,000
Allowance for loan losses204,000247,000268,000295,000
Securities available for sale1,548,0002,743,0002,658,0004,524,000
Securities held to maturity0000
Trading assets0000
Total deposits22,136,00026,362,00028,570,00036,027,000
Interest-bearing deposits19,625,00024,376,00025,895,00032,045,000
Noninterest-bearing deposits2,511,0001,986,0002,676,0003,982,000
Equity capital3,405,0004,043,0004,221,0004,366,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2021Q12021Q22021Q32021Q4
Interest income356,000848,0001,282,0001,803,000
Interest expense30,00064,000101,000146,000
Net interest income326,000784,0001,181,0001,657,000
Noninterest income161,000382,000620,000763,000
Noninterest expense330,000716,0001,103,0001,535,000
Provision for loan losses18,00060,00078,000105,000
Pretax income139,000384,000614,000780,000
Income tax36,000107,000166,000165,000
Net income103,000277,000448,000615,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2021Q12021Q22021Q32021Q4
Tier 1 capital3,402,0004,026,0004,208,0004,374,000
Total capital3,606,0004,273,0004,476,0004,669,000
Risk-weighted assets18,689,00023,566,00021,512,00025,703,000

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