Call reports 2007
PORTAGE BANK — 2007
What PORTAGE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 9,055,000 | 9,006,000 | 9,221,000 | 9,203,000 |
| Total loans | 5,358,000 | 5,526,000 | 5,281,000 | 5,033,000 |
| Allowance for loan losses | 135,000 | 131,000 | 147,000 | 126,000 |
| Securities available for sale | 2,800,000 | 2,696,000 | 2,995,000 | 3,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,889,000 | 7,840,000 | 7,776,000 | 7,985,000 |
| Interest-bearing deposits | 6,723,000 | 6,760,000 | 6,592,000 | 6,790,000 |
| Noninterest-bearing deposits | 1,166,000 | 1,080,000 | 1,184,000 | 1,195,000 |
| Equity capital | 1,097,000 | 1,119,000 | 1,198,000 | 1,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 138,000 | 280,000 | 421,000 | 549,000 |
| Interest expense | 43,000 | 88,000 | 132,000 | 176,000 |
| Net interest income | 95,000 | 192,000 | 289,000 | 373,000 |
| Noninterest income | 15,000 | 27,000 | 106,000 | 118,000 |
| Noninterest expense | 84,000 | 163,000 | 235,000 | 354,000 |
| Provision for loan losses | 0 | 0 | 0 | 42,000 |
| Pretax income | 26,000 | 56,000 | 160,000 | 95,000 |
| Income tax | 6,000 | 13,000 | 54,000 | 27,000 |
| Net income | 20,000 | 43,000 | 106,000 | 68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,129,000 | 1,152,000 | 1,214,000 | 1,152,000 |
| Total capital | 1,201,000 | 1,224,000 | 1,288,000 | 1,224,000 |
| Risk-weighted assets | 5,690,000 | 5,821,000 | 5,793,000 | 5,657,000 |
Machine access — free, no API key
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